San Juan Mountains Credit Union • 1102 South Cascade Montrose, Co 81401 •

Fee Schedule

Credit Union Fee Schedule

Fee Schedule

   Effective as of 05/30/2011

Share Draft Fees:
Transfer Fee ........................................... $2.00
NSF Fee ........................................... $30.00
Courtesy Pay Fee ........................................... $30.00
Stop payment Fee ........................................... $30.00
Share Draft Print Fee ........................................... Varies
Business Share Draft Fee ........................................... Varies

Other Service Fees:
Account Reconciliation Fee ........................................... $25.00 per hour
Account Research Fee ........................................... $25.00 per hour
Deposit Item Return Fee ........................................... $15.00
Original Check Copy Fee ........................................... $2.00
Wire Transfer Fee ........................................... $20.00
Garnishment Fee ........................................... $50.00
NSF ACH Fee ........................................... $30.00
ACH Stop Payment Fee ........................................... $30.00
Application Fee ........................................... $25.00
Additional Monthly Statement Fee ........................................... $3.00
Counter Check Fee ........................................... $0.25
Dormant Account Monthly Fee ........................................... 25.00
Credit Union Check Fee ........................................... $1.00
Credit Union Check Copy Fee ........................................... $3.00
Debit Card Pin Reorder Fee ........................................... $5.00
Debit Card Replacment Fee ........................................... $10.00
ATM Usage Fee (3 Free Per Month) ........................................... $1.00
Debit Card Close and Reorder ........................................... $25.00
Reopen Closed Account Fee ........................................... $25.00
Visa Late Fee/ Over Limit ........................................... $39.00
Visa Gift Cards ........................................... $5.00
Returned Mail Fee ........................................... $5.00 per item
Travel Card ........................................... $5.00
IRA Account Annual Maintance ........................................... $50.00


The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

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Mission Statement:

"TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF  "PEOPLE HELPING PEOPLE".